[1-News-Head]

[ANCHOR=Keith 2-Shot]

Richard Burrow beat the odds.. not once, but twice ... against federal charges. He talks about it tonight.
(------------)
[ENG#=1]
[VO-NAT]
[ANCHOR=Jean 2-Shot]


You've heard of trade in's on cars.. but what about trading your car TITLE for cash? A report coming up.
(------------)



[Sports-head]


[ANCHOR=travis]
[NEWSCAST=6pm]
[WRITER=twe]
[TAPE#=]
[GRAPHIC=none]
[ENG#=2]


In sports, Mike Stevens checks in from Blacksburg as the Hokies prep for the Hurricanes, and
(------------)
[VO-NAT]


UVA is headed west for the Christmas holiday to play in the Micron PC bowl.
(------------)


[WX-Head]
[ANCHOR=Robin]
[SS=None]


A steady rain for the region tonight, windy weather tomorrow and the tropical weather season has one more blow. Pictures of Otto coming up.
(-------------)
[ANCHOR=Keith 4-Shot]


News 7 is next.
[Video-Open]
[NEWSCAST=6]
[WRITER=dse]
[TAPE#=Video Open]



[ENG#=3]
(/////SOT/////)
[SOT@12:54:50.16]
[IN Q=Always had a smile...]
[RUNS=:07]
[OUT Q=... to make everyone laugh.]
(------------)
[VO-NAT]
[ANCHOR=Keith 2-Shot]

A family mourns the loss of a five-year-old boy who died after an auto accident.
[ANCHOR=Jean 2-Shot]

He was sent home from the hospital Sunday but died less than 24 hours later.
(------------)
[ANCHOR=Jean 2-Shot]


Good evening, I'm Jean Jadhon.
[ANCHOR=Keith 2-Shot]


And I'm Keith Humphry.
[County-Fatal]
[NEWSCAST=6pm]
[WRITER=sba]
[TAPE#=04-40 TC1:12:49]
[ANCHOR=Keith 2-Shot]

5-year-old Ryan Danson Phipps died yesterday afternoon at Roanoke Memorial Hospital.
[ANCHOR=Jean 2-Shot]

It was the *same* hospital where he'd had been treated the day before. [***RYAN PHIPPS GRAPHIC IN MONITOR***]
[DOUBLE BOXES=Keith-Jean & Susan /BAM;]

Susan Bahorich spoke with family members today. Susan, how is the family coping?
[LIVE= Susan /FULL BAM]
[SUPER=@SUSAN1]

Jean/Keith- They're remembering Ryan as a happy and outgoing child, while at the same time exploring their legal options.
[ENG#=4]
(------------)
[VO-NAT]

5-year-old Ryan Danson Phipps was a kindergartner at Highland Park Elementary School.
[SUPER=03-Roanoke]

His family says- even at his young age, Ryan was a kind-hearted and thoughtful boy.
(///// SOT /////)
[SOT@12:54:14.23]
[IN Q=If he ever saw... ]

((RICHARD CONLEY-EDWARDS/GRANDFATHER: IF HE EVER SAW ANY PERSON IN DISTRESS, BE IT FAMILY OR FRIEND OR STRANGER, HIS IMMEDIATE REACTION WAS TO GO TO THEM AND PUT THEIR ARMS AROUND THEM AND ASK WHAT HE COULD DO TO HELP THEM.))
[SUPER=01-Richard Conley-Edwards/Grandfather]
[RUNS=:17]
[OUT Q=... to help them.]
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[VO-NAT]

31-year-old Glovern "Rick" Phipps is charged with reckless driving and driving under the influence while transporting a minor child -in connection with Sunday's accident.
(------------)
[LIVE= Susan /FULL BAM]

As we said, the family is weighing its legal options, looking for legal counsel, and didn't want to talk about specifics of the case.
A Carilion spokesman wouldn't get specific either, but said in an e-mailed statement that "Questions.. regarding patient care, while uncommon are taken very seriously and thoroughly investigated."
[DOUBLE BOXES=Keith-Jean & Susan /BAM]

As for the police investigation Keith and Jean, officials say more charges are possible against the boy's father.

[Burrow]


[ANCHOR=Keith]
[NEWSCAST=6]
[WRITER=khu]
[TAPE#=04-37 TC1:45:08]
[GRAPHIC=Richard Burrow]
[ENG#=1]

Richard Burrow beat the odds. Unlike most criminal defendants- -in the end, all charges against the former D-Day Memorial Executive were dropped. Now he can say what it takes to prevail in the face of federal fraud charges.
(///// SOT /////)
[SOT]
[IN Q=We did persevere]
[SUPER=01-Richard Burrow/Former Defendant; :00]
[SUPER=03-Roanoke; :09]
[SUPER=03-Bedford/File Tape; :13]
[RUNS=1:57]
[OUT Q=HAVE LINGERING ANIMOSITY. LAUGHTER]

((((WE DID PERSEVERE AND WE WON. AND IT WAS NOT AN EASY BATTLE.)) [RUNS:05] Richard Burrow was invited to share the secret of his success with members of the Big Lick Kiwanis Club. For five and a half years Burrow ran the foundation that established the National D-Day Memorial in Bedford, a monument to those who invaded the Normandy Beaches in France during World War II. He quit right after it was dedicated. A year later Burrow was indicted for devising a scheme and artifice to defraud the state and various banks to get the memorial built. [4:08:40] ((SOMEBODY SAID THERE WAS NO TIME FOR SCHEME AND ARTIFICE AT THE NATIONAL D-DAY MEMORIAL. EVERYBODY WAS TOO BUSY GETTING IT BUILT. AND THAT'S ACTUALLY THE TRUTH OF IT.)) [RUNS:10] Burrow has been credited with getting the memorial built. But it was D-Day veteran Bob Slaughter's idea. Slaughter was pressing for the project long before the Foundation hired Burrow. Burrow felt the federal indictments were an affront to all those who worked on the Memorial. [4:00:40] ((I'M NOT GOING TO LET BOB SLAUGHTER FEEL LIKE WE DID SOMETHING WRONG IN ORDER TO CREATE THE NATIONAL D-DAY MEMORIAL, WHEN WE DID NOT.)) [RUNS:07] Burrow identified four things that got him through: truth, public support, good lawyers and personal resolve. [4:13:30] ((YOU HAVE TO BE READY, PERSONALLY, FOR THE ONSLAUGHT THE FEDERAL PROSECUTORS ARE GOING TO PUT ON YOU, AND YOU HAVE TO BE READY TO WEATHER THE STORM.)) [RUNS:10] It lasted 11-hundred days Burrow was indicted, re-indicted and indicted again. [4:05:45] (( EACH TIME YOU HAVE TO GO THROUGH A NEW ARRAIGNMENT IN WHICH THE PROSECUTORS ARE HOLDING YOU UP IN PUBLIC AND SAYING THIS MAN DID THESE 12 THINGS AND HE'S THE BADEST GUY IN THE WORLD.)) [RUNS:11] Burrow avoided the media and bit his tongue. One of the Kiwanians asked if he came away with any lingering animosity. [4:20:10] ((OH, I CERTAINLY HAVE LINGERING ANIMOSITY. (LAUGHTER))) [RUNS:03]))
(-------------)
[ANCHOR=Keith]
[SS=HOLD]

U.S. Attorney John Brownlee declined comment.

[L'burg-Ax]


[ANCHOR=Jean]
[NEWSCAST=6pm]
[WRITER=jmc]
[TAPE#=504-09 TC23:02]
[GRAPHIC=Accident]
[ENG#=2]


An accident this morning shut down a busy highway in Lynchburg and sent two people to the hospital.
(------------)
[VO-NAT]
[SUPER=03-Lynchburg]


A car headed the wrong way on Route 460 collided with another car near the Campbell Avenue exit.
The wreck closed the westbound lanes for more than an hour.
Police have not yet released the names of the people hurt, or their conditions.
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[WIPE WIPE WIPE]

[Police-Accident]


[ANCHOR=Jean]
[NEWSCAST=6pm]
[WRITER=myr]
[TAPE#=04-49 TC14:45]
[GRAPHIC=]



[ENG#=3]

[WIPE WIPE WIPE WIPE]

(------------)
[VO-NAT]
[SUPER=03-Roanoke Co./Last Night;]

Roanoke County officers are looking for a black Ford Mustang that got away from a police chase- that chase ended when the police cruiser went out of control and crashed. Officer J-R Moore was treated at the hospital and released. Authorities say Moore tried to pull the Mustang over for speeding on Thompson Memorial Drive late last night. His cruiser ran down an embankment where the road meets I-81.
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[Tech-Miami]


[ANCHOR=Keith]
[NEWSCAST=6]
[WRITER=dse]
[TAPE#=04-47 TC20:11]
[GRAPHIC=VT/Miami]


Virginia Tech has already clinched at least a share of the A-C-C title in its first year as a conference member.

But players and fans want much more.
[DOUBLE BOXES=Keith & Mike/Microwave;]


Mike Stevens is on the Tech campus tonight where I understand no one is in a sharing mood.
[LIVE= Mike /FULL Microwave]
[SUPER=@Mike1;]
[SUPER=05-Blacksburg]
(adlib)

((ROLLCUE:...this season is not over.))
[ENG#=4]
(///// SOT /////)
[SOT]
[IN Q=I do sense]
[SUPER=01-Frank Beamer/6 & 7 against Miami; :00]
[RUNS=1:00]
[OUT Q=so construction can continue.]
(-------------)
[LIVE= Mike /FULL Microwave]
[SUPER=05-Blacksburg;]
(adlib)
[DOUBLE BOXES=Keith & Mike /Microwave;]



[Tease#1]
[ANCHOR=Jean 2-Shot]
[WRITER=dse]
[SS=NONE]
[ENG#=APRISA]


Title loans instantly turn your car title into cash.
Still ahead on News 7, how they also drive some people into debt.
(---------------)
[VO-NAT]
[ANCHOR=Keith 2-Shot]


Plus how one old Southside factory could soon be turning out college students instead of cloth.
(----------------)

[1st-Wx]
[2Easy-Money]
(MINI OPEN)
[NEWSCAST=6]
[WRITER=jja]
[TAPE#=04-44 TC43:33]
[ANCHOR=Keith 2-Shot]


What if you could get cash instantly if you turned over the title to your car?
[ANCHOR=Jean 2-Shot]


Many people are actually doing it. Stores are now offering cash for car titles-
[ENG#=1]
(------------)
[VO-NAT]

[EASY MONEY ANIMATION]
It makes getting money fast and easy- but is it really "easy money?"
Tonight in part two of our special report- a look at handing over your car title for cash. [WIPE WIPE WIPE WIPE]
[ENG#=2]
(///// SOT /////)
[SOT]
[IN Q=]
[SUPER=03-Roanoke Co.; :00]
[SUPER=01-Berk Jolly/LoanMax Regional Manager; :13]
[SUPER=01-Angelia Sanders/LoanMax Customer; 1:02]
[Super=01-Virginia Garretson/American Credit Counselors; 1:52]
[RUNS=2:03]
[OUT Q=NOT BE ABLE TO DO SO]


((It's bound to grab attention... bright signs advertising car titles for cash. You keep the car.
It's different than a bank- there's no credit check and no waiting... BERK JOLLY/LOAN MAX: I THINK IT'S FANTASTIC. I DON'T KNOW OF ANYWHERE ELSE YOU CAN GO AND BORROW A THOUSAND DOLLARS WITHOUT A CREDIT CHECK AND GET IT THE SAME DAY. AND BASICALLY HAVE AS LONG AS YOU WANT TO PAY IT BACK.
The vehicle must be paid off-
The company then puts a lien on the title with the DMV until the loan is paid.
At loan max the rate is one percent a day or about 360 percent a year-
Loan Max says it provides a service that many people need. JOLLY: YA KNOW THERE ARE A LOT OF PEOPLE WHO HAVE USED US HAPPY WITH ARE REALLY HAPPY WITH THEIR SERVICE.
But some customers find the interest too much to pay off.
Angelia Sanders took out a 12 hundred dollar loan on her car title last June.
After 6 months- and several payments she now owes more than 17 hundred dollars. I'M STILL PAYING BACK AND INSTEAD OF IT DECREASING IT'S INCREASING.
So how does that happen?
For starters, the minimum payment goes only toward the interest- nothing toward the principal.
This is what Sanders latest bill looks like.
The beginning balance was about 17- hundred 29 dollars
While she paid 331 dollars, she was also charged interest of about the same amount.
Her new balance: only a dollar less than last months bill. ANGELIA: BY THE TIME YOU PAY EVERYTHING YOU HAVE PUT INTO IT YOU ACTUALLY HAVE PAID YOU HAVE BOUGHT YOUR CAR AGAIN OR YOU HAVE PUT SO MUCH MONYE IN THAT IT'S LIKE A DOWN PAYMENT ON A BRAND NEW CAR.
Consumer Credit Counselors say some people end up in even more trouble when another crisis comes up.. SO WHAT IF THEY HAVE A CAR WRECK OR NEED TO BUY ANOTHER CAR OR TRADE IN THEIR CAR IN THEY WILL NOT BE ABLE TO DO SO.))


(------------)
[ANCHOR=Jean]
[GRAPHIC=Easy Money]


Angelia's car is now in the shop.
These businesses are legal. Loanmax does tell customers what the interest is- and customers do agree to pay it.
If a customer doesn't pay, the company can repossess the car- although Loanmax says that's rare.
One state lawmaker is proposing legislation that could affect pay day loans and car title loans. More on that tomorrow at six... plus are you in trouble with your money? Where you can turn for help.


[Stocks]


[ANCHOR=Keith 2-Shot]
[NEWSCAST=6]
[WRITER=dse]
[TAPE#=None]
[GRAPHIC=None]


A surprise drop in consumer confidence sent Wall Street lower. [TAKE DOW & NASDAQ PAGE]
[RUNS=:30]
[SUPER=x5000;]
[SUPER=440-y/47.88/10428.02/y/10.06/2096.81;]
[ANCHOR=Jean 2-Shot]


The DOW lost 48 points.
The NASDAQ fell ten.
[SUPER=271-i/1.16/41.26/i/0.40/57.49/i/0.46/34.17/h/1.73/101.33/i/0.07/46.27;]
[SUPER=272-i/0.21/42.45/i/0.32/16.35//Unchg/6.51/i/0.48/65.47/h/0.06/35.36;]
[SUPER=273-i/0.02/12.62/i/0.02/39.42/i/0.05/16.18/h/0.17/34.33/h/0.03/5.42;]
[SUPER=274-h/0.09/17.99/i/0.47/71.30/h/0.04/41.23/i/0.55/51.75/i/1.09/52.06;]
[SUPER=#555; Reset]


[SPONSOR ANNOUNCE]
[COMMERCIAL]

[New-College]


[ANCHOR=Jean]
[NEWSCAST=6pm]
[WRITER=myr]
[TAPE#=04-42 TC47:13]
[GRAPHIC=None]
[ENG#=2]


There use to be a joke in Henry County that when you left high school, you would attend Tultex-U.
[ANCHOR=Keith]
(------------)
[VO-NAT]
[SUPER=03-Martinsville;]

But, that may no longer be a joke if Martinsville businessman George Lester has his way. Lester has offered to donate the former textile building as a site for the New College of Virginia.
(///// SOT /////)
[SOT 3655]
[IN Q=this used]

((GEORGE LESTER/THE LESTER GROUP; THIS USED TO BE A CENTER FOR TEXTILES AND 90 PERCENT OF THE COTTON GROWN IN THE WORLD WAS TRANSFORMED HERE, SWEATSHIRT CAPITAL OF THE WORLD. I CAN SEE THIS AREA BECOMING ACENTER OF IMPROVING EDUCATION AND LEARNING NEW SKILLS AND RAISING THE NEXT LEVEL))
[SUPER=01-George Lester/The Lester Group;]
[RUNS=13]
[OUT Q=the next level]
(------------)
[VO-NAT]

The building has four floors and is about 175-thousand square feet. But, organizers of the college say it is still just ONE of several sites they're considering.
The group says it's hired a consulting company out of Pittsburgh to help narrow down the choices.
(------------)



[Sports Tease]


[ANCHOR=Mike]
[NEWSCAST=6]
[WRITER=mst]
[GRAPHIC=None]
[ENG#=APRISA]


Coming up, big football coaching news in both the college and pro ranks, and the Hokies are clearly focused on the Miami Hurricanes.
(XXXXXXX)
[LIVE=Mike Full/Microwave]
[SUPER=@Mike1;]
[SUPER=05-Blacksburg]
(Mike ad libs tease and tosses to break)
(------------)



[S-Bowls]


[ANCHOR=travis]
[NEWSCAST=6pm]
[WRITER=twe]
[TAPE#=SP-187 TC1905]
[GRAPHIC=UVA]
[ENG#=2]


The Virginia Cavaliers found out their post season bowl destination today.
(------------)
[VO-NAT]
[SUPER=03-Blacksburg/Saturday; :00]


The Cavs are headed to Boise for the Micron PC Bowl to be played two days after Christmas at 2 o'clock eastern time.
8 and 3 UVA will likely play Fresno State of the WAC. The Bulldogs are also 8 and 3.
(------------)
[anchor=travis]
[graphic=ncaa]


Also today, Boston College accepted a bid to play North Carolina in the Continental Tire Bowl in Charlotte, and Georgia Tech will now head to the Champs Sports Bowl in Orlando to square off against Colorado, assuming the Buffs lose in the Big 12 title game. Also, today the Peach Bowl said that it would pit Florida against the Miami-Virginia Tech loser.

[S-Coaches]


[ANCHOR=travis]
[NEWSCAST=6pm]
[WRITER=twe]
[TAPE#=SP-188 TC1931]
[GRAPHIC=none]



[ENG#=3]

[WIPE TO ENG!!]

(------------)
[VO-NAT]
[SUPER=04-NCAA; :00]


Tyrone Willingham has been fired as the head coach at Notre Dame after just 3 seasons. Willingham will not coach the Irish in the Insight Bowl. He had a record of 21 and 15 in South Bend.
And Butch Davis is on his way out of Cleveland. Today Davis resigned under pressure after 4 years as the head Brown. The Browns are in last place in their division with 5 games to play and have been hit hard by injuries.
(------------)



[S-Tech]


[ANCHOR=travis]
[NEWSCAST=6pm]
[WRITER=twe]
[TAPE#=SP-189]
[GRAPHIC=Tech/Miami]


The Virginia Tech Hokies are in the middle of preparations for this week's winner take all battle in South Florida with the Miami Hurricanes.
[DOUBLE BOXES=Mike & Travis /Microwave;]


Mike Stevens joins us now from inside Rector Field house where he's been joined by a special guest.
[LIVE=Mike /FULL]
[SUPER=@mike1; :]
[SUPER=05-Blacksburg; :]

((mike ad libs to live interview))

[SUPER=01-Frank Beamer/6 & 7 vs. Miami; :]



[SUPER=03-Blacksburg]

[PLEASE B-ROLL VIDEO OVER SECOND ANSWER]
[LIVE=Mike /FULL]
[SUPER=05-Blacksburg;]


((Mike ad libs back to travis))

[DOUBLE BOXES=Mike & Travis /Microwave;]




[S-Hoops]


[ANCHOR=travis]
[NEWSCAST=6pm]
[WRITER=twe]
[TAPE#=SP-175]
[GRAPHIC=ACC]
[ENG#=4]
The ACC-Big 10 challenge heats up with 4 matchups on the hardwood, including #9 Michigan State at #10 Duke, where

Roanoke's JJ Redick has gotten off to a quick start in his junior season.
(///// SOT /////)
[SOT]
[IN Q=]
[SUPER=01-J. J. Redick/Duke Co-Captain; :00]
[RUNS=:15]
[OUT Q=accountable for my actions."]

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