Title page for ETD etd-06112009-063919
|Type of Document
||Linzey, Juanita Bird
||A comparison of the financial situations and practices of remarried and first-married families
||Master of Science
||Housing, Interior Design, and Resource Management
|Lytton, Ruth H.
|Leech, Irene E.
|Sporakowski, Michael J.
|Date of Defense
This study was designed to compare the financial situation of both
remarried and first-married families from a large randomly selected sample.
An adaptation of Campbell, Converse, and Rogers' "Model of Life
Satisfaction" was used as the theoretical basis for this investigation. Data
were compared to assess differences in (a) personal characteristics; (b)
objective attributes, the personal resources of homeowners hip, income,
education, employment status, and occupation; (c) perceived attributes,
financial attitudes and management behaviors of respondents; (d) evaluated
attributes, an assessment of financial situation; and (e) satisfaction level with
The respondents were a sub-set from pre-collected data sets entitled
Financial Attitudes and Practices of Virginia Citizens, Form A and Form B,
(N=1098). Responses to items identical in both survey forms were merged to
create a new data base which was used in this study. A sample of 173
remarried and 173 first-married respondents was used.
Descriptive statistics were used to profile the two respondent groups.
Independent t test and chi-square analyses were used to compare responses
by marital status. Remarried and first-married respondents were similar in
personal characteristics except in ethnicity and gender role philosophy with
the remarrieds having a more egalitarian than traditional philosophy. The
two groups were similar in objective attributes except in educational
attainment. The remarried spouses were not as well educated as their
counterparts. Financial management behavior and attitudes were similar
for both groups except in the area of risk management and capital
accumulation. Both groups reported a positive net worth and adequate
income, however, remarrieds were less satisfied with their financial
situation than first-marrieds. The results of this study demonstrated
differences in the financial domain of remarried and first-married
households and pointed to areas of concern for educators and family life
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