Roanoke Times
                 Copyright (c) 1995, Landmark Communications, Inc.

DATE: TUESDAY, August 24, 1993                   TAG: 9309160242
SECTION: WELCOME STUDENTS                    PAGE: WS-52   EDITION: NEW RIVER VALLEY 
SOURCE: By Michael Csollany staff writer
DATELINE:                                 LENGTH: Short

SCAMMING, SCRIMPING AND SAVING: MONEY TRAPS AND HOW TO AVOID THEM