
                         Roanoke Times
                 Copyright (c) 1995, Landmark Communications, Inc.

DATE: MONDAY, September 12, 1994                   TAG: 9410200107
SECTION: BUSINESS                    PAGE: EX6   EDITION: METRO 
SOURCE: MAG POFF
DATELINE:                                 LENGTH: Short

WHEN TO CHANGE RETIREMENT PLAN

Q: I sold my business in 1991 for health reasons. I have had a Keogh plan since 1968 with IDS Financial Services. My IDS representative now wants to switch my Keogh plan to an IRA. Please present the pros and cons of such a move. I am now employed by a large corporation that has a 401(k) and a defined benefit plan.

A: David Cissel, a fee-only financial planner with Financial Solutions in Roanoke, said he can find no tax consequences in switching from a Keogh to an IRA or leaving it where it is.

\ Please see microfilm for complete text.

by CNB