ROANOKE TIMES 
                      Copyright (c) 1997, Roanoke Times

DATE: Saturday, April 19, 1997               TAG: 9704210129
SECTION: BUSINESS                 PAGE: A-8  EDITION: METRO 


REPORTED EARNINGS

ETS International Inc.

3rd qtr. ended 2-28 1997 1996

Revenues $4.7 million $4.0 million

Net Income ($263,027) ($873,459)

Share earnings (2 cents) (7 cents)

9 months ended 2-28

Revenues $16.7 million $15.0 million

Net Income $7,552 ($1.0 million)

Share earnings 0.00 (8 cents)

ETS International of Roanoke provides environmental and construction products and services.

SWVA Bancshares Inc.

3rd qtr. ended 3-31 1997 1996

Net interest income $677,000 $571,000

Net Income $142,000 $98,000

Share earnings Not reported Not reported

9 months ended 3-31

Net interest income $1.9 million $1.7 million

Net Income $172,000 $226,000

Share earnings 35 cents 52 cents

SWVA Bancshares Inc. of Roanoke is the holding company of Southwest Virginia Savings Bank. Income for the nine months was affected by a one-time assessment to recapitalize the Savings Association Insurance Fund.

*Figures in parentheses indicate a loss.


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