The Virginian-Pilot
                             THE VIRGINIAN-PILOT 
              Copyright (c) 1995, Landmark Communications, Inc.

DATE: Wednesday, January 4, 1995             TAG: 9501040305
SECTION: LOCAL                    PAGE: B4   EDITION: FINAL 
DATELINE: CHESAPEAKE                         LENGTH: Short :   21 lines

GLORIA M. KOSKINEN

Gloria M. Koskinen died Jan. 2, 1995 in her home.

She was a member of Aldersgate United Methodist Church.

Survivors include a husband, Russell Koskinen; three children, Michael Dowgiello, Mark Anthony, and Elizabeth Royster; three grandchildren, David Dowgiello, Benjamin Royster, Katie Anthony.

A private memorial with family and friends will be held at Mr. Koskinen's home on Friday at 7 p.m.

In lieu of flowers, donations may be made to the American Cancer Society.

KEYWORDS: DEATH OBITUARY by CNB