The Virginian-Pilot
                             THE VIRGINIAN-PILOT 
              Copyright (c) 1995, Landmark Communications, Inc.

DATE: Monday, February 13, 1995              TAG: 9502130037
SECTION: FRONT                    PAGE: A1   EDITION: FINAL 
SOURCE: BY MARGARET EDDS, STAFF WRITER 
DATELINE: STAUNTON                           LENGTH: Long  :  208 lines

HOW WELFARE WOULD AFFECT ONE FAMILY SHE'S 25, DIVORCED TWICE, WITH FOUR CHILDREN. FOR HER, TWO REFORM PLANS SPELL TWO DIFFERENT FUTURES.

Cynthia Clark is a 25-year-old, twice-divorced mother of four who says she doesn't intend to stay on welfare forever.

In a few years, after her youngest son starts school, ``I'll be off of welfare. I have made my mind up,'' said Clark. ``I will be.''

She may not have a choice.

As welfare-reform fever grips the nation, the Virginia legislature is moving to put a time limit on benefits from Aid to Families with Dependent Children, the basic welfare program, and to require work for cash benefits.

Both the state Senate and House of Delegates last week adopted welfare-to-work plans with a two-year cap on AFDC payments over a four-year period. But the tone and scope of the House plan, favored by Democrats, is substantially different from that of the Senate plan, backed by Republicans.

The Democrats' proposal is more cautious. It begins with a pilot program and is built on the idea that individuals must be equipped to earn at least $7.50 an hour to survive on their own. Over time, the plan costs more than the GOP alternative, largely because it guarantees more help in transitioning to work. If the test results aren't good, that welfare-to-work plan may never go statewide.

The Republican plan would be in effect statewide within five years. There's less hand-holding while individuals move toward the two-year cutoff for most benefits. The plan costs less than the Democrats', although critics say the human costs will make it more expensive if it fails.

Undergirding the plans are differences on at least two philosophical disputes: whether to trust the economy to absorb the estimated 49,000 state AFDC recipients eligible for the plans, and whether to build a safety net around good-faith promises or government guarantees. MEMO: [On Page A4]

WELFARE-TO-WORK PLANS

HOW ONE FAMILY MIGHT BE AFFECTED

It takes you 15 to 20 minutes to get on welfare; it takes you a long

time to get off it,'' said Cynthia Clark.

Seated last week in the living room of her mobile home on a country

road outside Staunton, Clark recalled the saga of teenage rebellion,

marriage breakups, illnesses and lost jobs that have brought her to her

current status.

As she spoke, her four children - ages 4 to 8 - tumbled around her,

climbing on and off counters for snacks, tussling and interrupting their

mother for kisses.

Since her oldest daughter was born in 1986, Clark has been on AFDC

twice. The current period has lasted over three years. Clark is typical

of AFDC recipients in some respects; atypical in others. But her case

illustrates how the two welfare-to-work plans differ at key points in

the process.

- Margaret Edds

STARTING OUT

The Democrats' plan

Three thousand people per year would enter the welfare-to-work

program in each of the next three years. They'd come from across the

state and would be selected because they already have some job skills.

The decision to go statewide would depend on the results of the first

three years.

The Republicans' plan

Within five years, any AFDC recipient who was not exempt would be

part of the welfare-to-work plan. Recipients in localities with the

lowest unemployment rate would come on line first; those with the

highest, last.

Both plans exempt roughly one-third of the 74,000 AFDC recipients for

such hardships as physical disability or having a child under 18 months

of age.

Clark's case

Because her youngest son has severe medical problems, Clark would

probably be exempt from either plan until he starts school. After that,

she might move immediately into welfare-to-work under the GOP plan,

because the Staunton-Augusta County area has a low unemployment rate.

Since she has few job skills, Clark would probably not be affected by

the Democrats' plan until later.

CHARTING A STRATEGY

The Democrats' plan

Once in the program, client and caseworker devise a plan aimed at

moving the client into a $7.50-an-hour job within two years. They set up

a ``contract,'' spelling out the state's and client's mutual

obligations. The client's include working and/or getting job training,

and using birth control. The state's include having no more than 45

clients for each caseworker.

The Republicans' plan

The client signs an ``agreement of personal responsibility,''

including a commitment to work. The emphasis is on the client's personal

duty to get off welfare. The state helps in devising an employment game

plan, but its prime obligation is supplying a welfare check. The GOP

plan doesn't restrict the size of caseloads.

Both plans would allow a client to get no extra money for a child

conceived after the program began.

Clark's case

Democrats argue that intensive supervision and support is essential

if women such as Clark are to find and keep jobs that would make them

self-sufficient. The Republicans say she's better off developing

self-motivation through a non-paternalistic system.

The difference is a major reason the Democrats' plan costs more than

the Republicans'. State budget analysts project an eight-year savings of

$465 million for welfare under the GOP plan, vs. $126 million under the

Democrats.

TRAINING OR WORK?

The Democrats' plan

During the first year in the program, welfare recipients will get

education or training aimed at the specific job they're pursuing. During

the second year, they'll be expected to work in a private or public

sector job. They can substitute a second year of training if their

course isn't completed.

The Republicans' plan

Within 30 days of going on AFDC, participants will have to begin

working 32 hours per week at a private or public sector job, or in

community service. After six months, the Department of Social Services

can authorize job training, but at no time will the recipient be allowed

to stop work altogether.

Both plans exempt minors who earn their benefits by going to school.

Clark's case

Having dropped out of school in the 10th grade, Clark would probably

concentrate on getting a G.E.D. or other training under the Democrats'

plan. She might also work, but education would be paramount. Under the

Republican plan, work experience would be the priority, although Clark

might also study for her G.E.D.

SUPPORT SYSTEMS

The Democrats' plan

Child care, transportation and medical benefits ``shall'' be provided

during the two-year period. They may be available longer, if needed for

employment.

The Republicans' Plan

Child care, transportation and medical benefits ``may'' be provided

during the two-year period. They ``shall'' be available for up to 12

months after the AFDC cutoff, if needed for work.

Both plans allow the AFDC recipient to have a car worth up to $7,500.

The Democrats' plan would let them keep more of their earnings without

reducing AFDC benefits.

Clark's case

With four children, adequate child care is a major concern for Clark.

The average AFDC recipient has two or fewer children. Both parties

acknowledge that lack of good child care and medical benefits and

problems with old cars drive women such as Clark out of the work force.

Democrats say those services must be guaranteed for awhile if the poor

are to permanently get off welfare. Republicans say the poor will be

more motivated without guarantees. They also are putting money into the

budget to cover such costs.

THE TWO-YEAR MARK

The Democrats' plan

AFDC benefits terminate at two years. Payments can be reinstated two

years later, again with a two-year limit. The plan spells out

``hardship'' exemptions to the cutoff, including failure to find

``suitable employment'' after a good-faith effort and quitting work for

good cause.

The Republicans' plan

The same two-year break in benefits applies. It begins after three

years if the person has opted to get extended transportation and child

care help. If a person hasn't been able to get a job, the local

social services director ``may'' petition for a 12-month extension on

benefits. Also, exemptions can be granted in areas where the

unemployment rate is 2 percent or more over the state average.

Clark's case

Republicans say the Democratic exemptions are so broad as to make the

sanctions meaningless. Democrats say Republicans risk making hordes of

people homeless. Clark sees both sides of the debate.

``I know people say, `Cindy's sitting up there on welfare and living

high on the hog,' '' said Clark. ``Not really. You have to be there to

understand.''

Without a medical disability check for one son, it would be

impossible for her family to subsist on her $347-a-month AFDC check, she

says.

If her son's health improves and AFDC payments were also eliminated,

she is optimistic - but far from certain - that she could support five

people. She has never held a job for more than a few months. All but

one paid minimum wage.

Clark shares the disgruntlement of some welfare critics when she

speaks of a neighbor with a large number of children. ``The only reason

she had them was to get benefits,'' she complained.

But then she added, with a laugh, ``I guess a lot of people think the

same about me.''

ILLUSTRATION: [Color Photo]

CINDY PINKSTON/Landmark News Service

Cynthia Clark with her four children clockwise from the top right:

Ashley Ryder, 8; Cierra Clark, 4, with family dog, Bear; Stephen

Clark, 4; and Nicholas Ryder, 8.

KEYWORDS: WELFARE REFORM by CNB