The Virginian-Pilot
                             THE VIRGINIAN-PILOT 
              Copyright (c) 1995, Landmark Communications, Inc.

DATE: Wednesday, May 24, 1995                TAG: 9505230292
SECTION: MILITARY NEWS            PAGE: A8   EDITION: FINAL 
SOURCE: BY RICHARD GRIMES, STAFF WRITER 
                                             LENGTH: Medium:   57 lines

HOT LINE

Why is the officers' housing area at Norfolk Naval Station off-limits to walkers and joggers? Even ``Admiral's Row'' isn't closed, is it?

The officers' housing has always been off-limits to everyone but residents and guests of residents. Keeping traffic down in the residential area is one of the reasons cited.

Different rules apply to Dillingham Boulevard, Admiral's Row, because of the historical nature of the homes. These residences were built in 1907 for the Jamestown Exposition.

Part of the base tour winds through the area, so it's not closed off during the day. The area does have gates, which prevent nonresidential traffic at night.

Are there sources for publications concerning retired military officers other than the ones you can find at the Retired Activities office?

Retired Colonel A. Lewis Greene of the Fort Monroe Retiree Council, rode to our rescue. Greene suggests that retirees start by checking the military exchanges. They carry an excellent selection of material.

Secondly, look for a Retirement Services Officer at your base.

Finally, Greene includes the address and phone number of the Retired Officers Association:

201 N. Washington St.

Alexandria, Va. 22314-2539

(703)549-2311

My husband died in 1989, and since that time, I have received survivor's benefits which are subject to state and federal taxes. Recently, I talked to an Army widow whose husband died on active duty from a non-service related cause. She receives a compensation check every month which is non-taxable. Why is my check taxable, but hers is not?

Though both you and your friend are receiving money, you are receiving different kinds of compensation. The Veterans Affairs office is paying the Army widow a disability payment, which is not subject to taxation.

The survivor's benefits plan that your husband enrolled in upon retirement is a quasi-insurance policy and 401K retirement plan. Your husband put part of his retirement pay into this plan monthly. This money wasn't taxed.

The government matched each of your husband's deposits with a certain amount of money and in this way built a nest egg for you in the event that he died.

After your husband died, you began to receive your benefits, none of which had been taxed prior to you receiving them. That's why you're paying taxes on the money now.

If you have any questions, contact the retirement activities office at your local Navy Family Services center. by CNB