The Virginian-Pilot
                             THE VIRGINIAN-PILOT 
              Copyright (c) 1995, Landmark Communications, Inc.

DATE: Saturday, November 18, 1995            TAG: 9511190214
SECTION: LOCAL                    PAGE: B2   EDITION: FINAL 
                                             LENGTH: Short :   24 lines

JOY FUND

All money donated to the Joy Fund goes to providing a joyful Christmas for needy children. Operating costs are paid by The Virginian-Pilot. Door-to-door solicitation for funds is not authorized.

Amount brought forward $19,997.68

Individuals Garbett, Nina 50.00 In loving memory of Ann Roubik from Mr. and Mrs. L. W. Estes 25.00 In memory of Betty C. Apperson, ``The Joy Fund Lady,'' from her family, Sandra, Buddy, Shryl, John, Cheryl and Olivia Krise; Linda, Terry Michael and Kathleen Schmitz 100.00 In memory of Bonny 50.00 In memory of Sallie M. Henkel, Robert and Mercedes Beaton, and R. C. Cutchin by Anne Henkel Cutchin 100.00 Wheeler, Marion and Anna 30.00 Yoder, Mary J. 10.00 Anonymous 10.00

Total $20,372.68 by CNB